Waldorf’s Local Insurance Experts — Since 1970s

About Us
ABOUT US

Who We Are

We’re more than just insurance agents — we’re neighbors, friends, & trusted advisors. At our agency, we believe personal service should never feel like a thing of the past. Rooted right here in Southern Maryland, we’ve spent generations helping families, individuals, & businesses find the right coverage with honesty, care, and attention to detail.


With a customer-first mindset, we take the time to understand your unique needs, offering real-world advice without the jargon or pressure. Long-term relationships aren’t just our goal — they’re our standard.

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Our Commitment

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Personalized Coverage

Every policy is tailored to your specific needs — not one-size-fits-all templates.

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Honest & Transparent

No hidden fees, no confusing language — just straightforward advice & support.

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Independent & Local

We work with top carriers, but we always represent you — not the insurance companies.

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Community-Rooted

We live here, work here, and proudly support the Maryland communities we serve.

who we are

Meet the Team

Behind every great agency is a great team. We’re proud to be a small but mighty group that values trust, kindness, & expertise. Each team member is committed to making your insurance experience simple, reassuring, and genuinely helpful.

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Helene Gummere

Agency Owner

Learn More About Helene
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Clover

Resident Agency Guardian

Learn More About Clover
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David Gummere

Independent Agent

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Need Insurance Advice?

Let’s talk about your needs. We’ll help you find the right coverage with no hassle & no pressure.

Contact Us Today!

Our Carriers