Coverage That Keeps Your Business on the Road

Commercial Auto Insurance in Southern Maryland

Protect the Vehicles That Power Your Business

Whether you manage a single work truck or an entire fleet, your vehicles are essential to daily operations. Commercial auto insurance protects them — and your business — from the unexpected. From accidents & injuries to damage claims & repairs, we’ll help you build a policy that covers the road ahead.

What’s Included in Commercial Auto Insurance?

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Liability Coverage

Covers injury or property damage caused by your business vehicles.

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Collision Coverage

Pays for damages to your vehicles after an accident, no matter who's at fault.

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Comprehensive Coverage

Covers theft, vandalism, fire, weather damage, & more.

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Uninsured/Underinsured Motorist Coverage

Protection if your drivers are hit by someone with too little or no insurance.

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Hired & Non-Owned Auto Coverage

Covers vehicles your business rents, leases, or uses but doesn't own.

  • Does my personal auto policy cover my business vehicle?

    Usually not. Personal policies often exclude coverage when a vehicle is used primarily for business purposes. Commercial auto insurance fills that gap.

  • What types of businesses need commercial auto insurance?

    Any business that owns, leases, or uses vehicles for work should consider coverage — from contractors & landscapers to delivery services & sales teams.

  • Can I cover employees who drive their own vehicles?

    Yes, with hired & non-owned auto coverage. It protects your business when employees use personal vehicles for work tasks.

  • Is commercial auto insurance expensive?

    Rates depend on vehicle type, how they're used, driver records, and coverage limits. We’ll shop multiple carriers to find competitive options for your business.

  • Can I bundle commercial auto insurance with other business coverage?

    Absolutely. Many businesses combine auto, liability, & property coverage for complete protection & savings.

Commercial Auto Insurance FAQs

Drive Your Business with Confidence

From local deliveries to job site visits, your vehicles keep your business running. Let’s make sure they’re fully protected — with a plan built around your needs.