Protecting Your Business from Everyday Risks

General Liability Insurance in Charles County

Protect Your Business from Everyday Risks

Accidents happen — even when you do everything right. That’s why general liability insurance is one of the most important protections a business can have. From slip-and-fall injuries to property damage claims, we help shield your business from unexpected costs that could otherwise put your hard work at risk. Simple coverage, real support, & peace of mind you can count on.

What Does General Liability Insurance Cover?

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Bodily Injury

Covers medical expenses if someone is injured on your premises.

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Property Damage

Pays for damages to someone else's property caused by your business.

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Legal Defense & Court Costs

Covers legal fees if your business is sued — even if you’re not at fault.

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Personal & Advertising Injury

Protection against claims of libel, slander, copyright infringement, & more.

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Products-Completed Operations Coverage

Covers liabilities after you've completed a job or delivered a product.

  • Do all businesses need general liability insurance?

    Yes — it's recommended for businesses of every size and industry. Even home-based businesses can face liability risks that require coverage.

  • What’s not covered under general liability insurance?

    General liability won’t cover employee injuries, professional errors, or auto accidents involving business vehicles. Separate policies cover those risks.

  • How much general liability insurance do I need?

    Coverage needs vary based on your industry, location, & customer interactions. We’ll work with you to determine the right level of protection.

  • Is general liability insurance expensive?

    It’s surprisingly affordable for most small to medium-sized businesses. We can compare options from top carriers to find a plan that fits your budget.

  • Can I bundle general liability with other business insurance?

    Absolutely. Many businesses bundle general liability into a Business Owners Policy (BOP) for broader protection & savings.

General Liability Insurance FAQs

Secure Your Business’s Future Today

One claim could change everything — unless you’re protected. Let’s talk about building a liability policy that supports your business’s growth, resilience, & future.